Coltrain Mortgage NMLS #10640
Randolph Belonzi
Coltrain Mortgage

Randolph Belonzi

Licensed Mortgage Loan Originator

Mortgage Broker — Long Island Home Loan Specialist. Helping first-time buyers, move-up buyers, and real estate investors find the right mortgage with clear guidance and a smooth path to closing.

NMLS #1523777

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NMLS #1523777 · Coltrain Funding Group LLC, DBA Coltrain Mortgage (NMLS #10640)
My job is to make the mortgage process feel less overwhelming and a whole lot more manageable — whether you're buying your first home, moving up, refinancing, or expanding your real estate investment portfolio.

About Me

With more than 30 years of experience in the financial services industry, I bring a deep understanding of lending, finance, and the complexities that can arise when navigating today's mortgage market. Over the past 10 years, I have focused specifically on procuring all types of mortgage financing, helping clients identify the right loan solutions for their individual needs.

My extensive financial background allows me to look beyond simply finding a mortgage. I understand the importance of structuring the right financing, evaluating options, and guiding clients through the process with clarity, experience, and personal attention. Whether purchasing a home, refinancing, or seeking specialized financing, my goal is to make the mortgage process as straightforward and successful as possible. Additionally, I specialize in a niche product known as a HECM — Home Equity Conversion Mortgage. Many refer to it as a Reverse Mortgage.

What I Bring to the Table

Broker AdvantageI work with a wide network of wholesale lenders, allowing me to shop for competitive rates and loan options tailored to your situation.
Clear CommunicationYou'll always know where things stand. I keep borrowers and agents informed every step of the way.
Solutions for Every BuyerFrom low-down-payment programs for first-time buyers to smart financing strategies for seasoned investors.
Local Market KnowledgeUnderstanding the Long Island market helps structure financing strategies that compete.
Ready to Apply?

Start your mortgage application today and take the next step toward homeownership.