Two decades earning 900+ five-star reviews, one closing at a time.
Coltrain Funding Group LLC has spent over 20 years helping homeowners across New York, New Jersey, Pennsylvania, and Florida find the right mortgage - not just the first one offered. Wholesale rates, honest guidance, and a real team behind every review.
A mortgage brokerage built on relationships, not quotas.
Coltrain Funding Group LLC is a wholesale mortgage brokerage that's spent over two decades helping clients find the right mortgage for their actual situation - not just whatever's on one bank's rate sheet. We're proud to serve homeowners across New York, New Jersey, Pennsylvania, and Florida.
We believe the mortgage process should be seamless, not stressful. Our team of experienced loan officers works to find the best rates and terms available for your specific circumstances, and that commitment to doing right by our clients is reflected in our 900+ five-star reviews on Google.
The advantage of working with Coltrain
A wider range of lenders
Unlike a single bank, we have access to a network of wholesale lenders, so we can shop for the best rates and terms on your behalf.
Solutions built for you
Every financial situation is different. We match you to the mortgage program that actually fits, instead of a one-size-fits-all product.
Faster processing
Our team's experience means we navigate the mortgage process efficiently, keeping your file moving instead of sitting in a queue.
A real relationship
We provide personalized service from application through closing and beyond - not a handoff to a call center.
Real strategy sessions, every week - our team, at our Hauppauge office.
Meet the licensed loan officers behind those 900+ reviews.
Every review comes from a real client working with a real person on our team - not a call center.
900+ five-star reviews aren't an accident. It's what happens when you do right by people, loan after loan, year after year.
Getting to know Coltrain
What states is Coltrain Mortgage licensed in?+
We're licensed to originate mortgages in New York, New Jersey, Pennsylvania, and Florida, with a focus on serving homeowners across Long Island and the greater New York area.
How is a mortgage broker different from a bank?+
A bank can only offer you its own loan products at its own rates. As a wholesale broker, we shop your loan across a network of lenders to find the option that actually fits your situation - often with better rates and terms than a single bank can offer.
How long has Coltrain Mortgage been in business?+
Coltrain Funding Group LLC has been helping clients with their mortgage needs for over 20 years.
How do I get started?+
Reach out to our team directly - call us or fill out a quick form, and a local loan officer will follow up to walk through your situation and next steps.
Twenty years of experience, working for you.
No pressure, no obligation - just a clear answer from a local loan officer.