Coltrain Mortgage NMLS #10640
Derek Abeles
Coltrain Mortgage

Derek Abeles

Licensed Mortgage Loan Originator

Mortgage Broker — Long Island Home Loan Specialist. Helping first-time buyers, move-up buyers, and real estate investors find the right mortgage with clear guidance and a smooth path to closing.

NMLS #2065528

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NMLS #2065528 · Coltrain Funding Group LLC, DBA Coltrain Mortgage (NMLS #10640)
My job is to make the mortgage process feel less overwhelming and a whole lot more manageable — whether you're buying your first home, moving up, refinancing, or expanding your real estate investment portfolio.

About Me

Long Island boy, weekends on the waves, weekdays dissecting numbers in the classroom. But teaching biology couldn't quench the fire in my belly - I craved to build something tangible, not just equations on a board. So, I traded textbooks for mortgage files, channeling my passion for explaining the complex into empowering families to own their own piece of sandcastle. It's not just about numbers, though. My clients' dreams are my compass, guiding me through pre-approval jitters and down payment riddles. I break it down, whiteboard in hand, like explaining fractions on the beach - simple, relatable, with a dash of Long Island charm. And I don't stop there. Community's my anchor, so you'll find me at financial workshops, casting nets of knowledge to first-time buyers.

What I Bring to the Table

Broker AdvantageI work with a wide network of wholesale lenders, allowing me to shop for competitive rates and loan options tailored to your situation.
Clear CommunicationYou'll always know where things stand. I keep borrowers and agents informed every step of the way.
Solutions for Every BuyerFrom low-down-payment programs for first-time buyers to smart financing strategies for seasoned investors.
Local Market KnowledgeUnderstanding the Long Island market helps structure financing strategies that compete.
Ready to Apply?

Start your mortgage application today and take the next step toward homeownership.