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📄  First-Time Homebuyer Long Island

First-Time Homebuyer Programs on Long Island – Coltrain Mortgage

Helping New Buyers Achieve Homeownership for 20+ Years

NMLS #: 10640

Buying your first home is exciting — and we’re here to make it simple.
Coltrain Mortgage helps first-time buyers across Long Island, Nassau, Suffolk, and Queens qualify for the best programs available.

⭐ Why First-Time Buyers Love Working With Us

  • Low down payment options

  • Down payment assistance guidance

  • FHA, Conventional 3% down, and SONYMA programs

  • Clear communication & fast pre-approvals

  • Access to wholesale mortgage rates

  • 700+ five-star reviews

🏦 First-Time Buyer Loan Options

  • FHA Loans – 3.5% Down

  • Conventional 3% Down

  • VA Loans – 0% Down

  • USDA Loans – 0% Down (eligible areas)

  • SONYMA Programs

  • Grants & assistance programs

🚀 Get Pre-Approved Today

➡️ Call 631-851-4420
➡️ Visit www.coltrain.com